Star Health Insurance Company Overview:

Star Health Insurance laid its foundation stone in the year 2006 with its business interest in health insurance, personal accident and
overseas mediclaim policy. It offers a wide range of Star health insurance plans tailored to fulfil the needs and requirements of their
consumers. Star health insurance policies come at affordable prices.
With an innovative plan structure and easy-to-opt features, health insurance plans offered by Star Health and Allied Company Ltd.
are a must-try. Star health mediclaim insurance plans are available for individual, family, senior citizens, children, and college
goers.
About Star Health and Allied Company insurance

Star Health and Allied Insurance Company Limited is a joint venture between M/s. ICICI Ventures Funds Management, M/s. Tata
Capital Growth Fund, M/s. Oman Insurance Company, UAE, M/s. Sequoia Capital, and M/s. Alpha TC Holdings Pte Ltd, Singapore.
It was founded and approved by IRDA. Being the first standalone insurance firm in India, Star Health and Allied Insurance Company
assure direct and hassle-free claim settlement facilities.
Constantly ranked alongside some of India’s top health insurers, Star Health and Allied Insurance Co. Ltd has been conferred with
many awards and accolades. Some of the most prominent ones are:

  • Most Promising Health Insurance Company at Healthcare Excellence Awards in 2014
  • Claims Service Company of the Year at Indian Insurance Award in 2014
  • Rated as the Best Claim Settlement Process Company by Hindustan MaRs Survey 2015
  • Health Insurance Company Of The Year at Indian Insurance Awards 2015

Why Should You Invest in Star Health Insurance?

  •  The company offers a direct in-house settlement and does not involve a third party for claim settlements.
  • The company is known for fast, easy and hassle-free health insurance claim settlements.
  • Policyholders get immediate access to cash-less hospitalization And reimbursement facility in more than 7000 network hospitals
    across India.
  • It has its wide presence across the country with over 6000 branch offices.
  • The star health mediclaim insurance offers personalized doctor visit for all customers getting hospitalized

Star Health Insurance – Additional Features:
There are some additional features of Star Health Allied Insurance. They are:
Co-payment: You don’t have to make any co-payment; however, 20 per cent of the claim has to be settled by you if you have
attained an age between 61 and 65 years, unless specified otherwise.
Life-long Renewability: Star health insurance plans come with lifetime renewability and offer cover for an entire lifetime.
Pre-existing Diseases: Any pre-existing ailment is covered after a waiting tenure of 4 years.
Room Rent: Star health insurance plans come with room rent expense at 2 per cent of the sum assured, subject to a maximum
of Rs. 4000 every day.
No Third-party Administrator: There is no third-party administrator in Star Health plans. This practices direct in-home claim
settlement.

Star Health Insurance – What it covers?

As Star Health Insurance have a differentiated number of policies to protect the financial position of an individual in case of medical adversity. Each of Star Health Insurance plans serves to meet different medical expenses in unique ways.
The following are covered under the plans offered by the insurance provider:
Pre-Existing Diseases – These are incorporated subject to the prior cover by a domestic insurance provider; generally for 4years preceding the inception of your policy.
Pre-Hospitalisation Cost – Usually up to 30 days.
Post-Hospitalisation Cost – Usually up to 60 days. Generally met via lump sum payment at the rate of 7 per cent of the costs of Rs. 5,000.

Apart from the aforementioned inclusions, the following are also included:

  • Anaesthetist
  • Nursing Boarding
  • Room rent
  • Surgery
  • Consultants, medical practitioner, specialists etc fees
  • X-ray, dialysis, diagnostic materials, medicines, drugs etc.

List of Star Health Insurance Plans:

There are 14 insurance schemes offered by Star Health. Below is the list of plans by Star Health Insurance:

1. Star Family Health Optima Insurance Policy
2. Star Senior Citizens Red Carpet Insurance Policy
3. Star Comprehensive Insurance Policy
4. Star MediClassic Insurance Policy (Individual)
5. Star Health Gain Insurance Policy
6. Star Super Surplus Insurance Policy
7. Star Diabetes Safe Insurance Policy

8. Star Cardiac Care Insurance Policy
9. Star Net Plus Insurance Policy
10. Star Care Micro Insurance Policy
11. Star Criticare Plus Insurance Policy
12. Star Family Delite Insurance Policy
13. Star Cancer Care Gold (Pilot Product)
14. Star Special Care Insurance Policy

For More information on  Star Health Insurance . Kindly use our Live chat facility in our Website.